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NU

NYSEFinancials
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Nu Holdings Ltd. Class A Ordinary Shares

Sector: FinancialsUnited StatesMarket Cap: $67.1B

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Financials

MetricFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Revenue15.88B11.10B7.67B4.52B1.51B574.99M469.23M253.39M
Cost of Revenue8.76B6.00B4.32B2.95B847.99M384.56M284.88M164.04M
Gross Profit7.12B5.10B3.35B1.57B664.56M190.43M184.35M89.34M
Research and Development Expenses00000000
General and Administrative Expenses602.21M1.22B990.96M1.29B580.28M245.11M156.28M75.92M
Selling and Marketing Expenses0216.70M146.66M136.14M79.57M19.43M41.82M6.46M
Selling General and Administrative Expenses602.21M1.44B1.14B1.43B659.86M264.54M198.10M82.38M
Other Expenses2.65B866.14M670.28M446.86M174.87M119.07M115.55M40.36M
Operating Expenses3.25B2.31B1.81B1.88B834.73M383.61M313.65M122.75M
Cost and Expenses12.01B8.31B6.13B4.83B1.68B768.17M598.53M286.79M
Net Interest Income7.45B6.80B4.40B2.01B679.40M167.85M228.15M116.14M
Interest Income12.03B9.63B6.44B3.56B1.05B382.92M337.85M161.55M
Interest Expense4.58B2.83B2.04B1.55B367.34M215.08M109.70M45.42M
Depreciation and Amortization077.13M62.90M35.58M17.34M7.43M5.07M1.07M
EBITDA3.97B2.87B1.60B35.27B-152.82M-185.75M-124.23M-32.33M
EBIT3.87B2.80B1.54B-308.90M-170.16M-193.18M-129.30M-33.40M
Non Operating Income Excluding Interest-3.69M0000000
Operating Income3.87B2.80B1.54B-308.90M-170.16M-193.18M-129.30M-33.40M
Total Other Income Expenses Net3.69M0000000
Income Before Tax3.87B2.80B1.54B-308.90M-170.16M-193.18M-129.30M-33.40M
Income Tax Expense996.75M823.09M508.55M55.73M-4.83M-21.69M-36.77M-4.82M
Net Income From Continuing Operations2.88B1.97B1.03B-364.63M-165.33M-171.49M-92.53M-28.58M
Net Income From Discontinued Operations00000000
Other Adjustments To Net Income-3.69M0000000
Net Income2.87B1.97B1.03B-364.63M-165.33M-171.49M-92.53M-28.58M
Net Income Deductions00000000
Borrom Line Net Income
EPS0.590.410.22-0.08-0.04-0.04-0.02-0.01
EPS Diluted0.580.40.21-0.08-0.04-0.04-0.02-0.01
Weighted Average SHS Out4.83B4.79B4.74B4.68B4.61B4.61B4.61B4.61B
Weighted Average SHS Out Dil4.91B4.89B4.86B4.68B4.61B4.61B4.61B4.61B
Fiscal Year (FMP)2.02K2.02K2.02K2.02K2.02K2.02K2.02K2.02K
Gross Profit Margin0.450.460.440.350.440.330.390.35
R&D to Revenue00000000
SG&A to Revenue0.040.110.130.290.380.430.330.3
Interest Burden11111111
EBIT Margin0.240.250.2-0.07-0.11-0.34-0.28-0.13
EBITDA Margin0.250.260.217.81-0.1-0.32-0.26-0.13
EBT per EBIT11111111
Effective Tax Rate0.260.290.33-0.180.030.110.280.14
Tax Burden0.740.710.671.180.970.890.720.86
Cont. Operations Profit Margin0.180.180.13-0.08-0.11-0.3-0.2-0.11
Bottom Line Profit Margin0.180.180.13-0.08-0.11-0.3-0.2-0.11
Operating Cycle0456.61691.62726.981.18K1.87K2.17K2.34K
Fwd PEG Ratio0.640.29-0.1-0.4469.64-3.26-2.290
Earnings Yield0.040.040.03-0.02-0-0-0-0
Income Quality2.971.221.23-2.0717.69-5.68-2.980.19