SoFi's Big Comeback: Execution Drives $3.6B Revenue, 13.7M Members, & Buy Rating

SoFi has demonstrated robust operational execution, leading to significant net revenue expansion and a broadened product suite. The company projects an increase in net revenue from $2.7 billion in 2024 to $3.6 billion in 2025. The year 2025 is anticipated to be a pivotal period, characterized by strong growth across its various segments, particularly within financial services, and an expected rise in its member count from 10.1 million to 13.7 million. Management's strategic guidance through 2028 outlines a targeted 30% compound annual growth rate (CAGR) for net revenue and an impressive 38–42% EPS CAGR. SoFi is also aiming for $1.5 billion in near-term earnings, with a longer-term objective of $3 billion.

Based on Ranked Stocks' quantitative analysis, SoFi (SOFI) currently holds an RS Score of 60.99, placing it in the 30.51st percentile within its country and the 28.67th percentile within its sector. A review of its underlying section scores indicates that Valuation (6.70), Growth (35.40), Profitability (13.57), Momentum (68.00), and EPS Revisions (78.00) are all rated below 80, suggesting areas for potential enhancement. Want to discover which stocks rank the highest? Start your free 7-day trial at rankedstocks.com.