SOFI
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SoFi Technologies, Inc. - Common Stock
Sector: Financials•United States•Market Cap: $22.6B
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- RS —SoFi's Galileo Integration: A Key Engine Behind Its Fintech ExpansionZacks Investment Research•4h ago•Original source
- RS —I Sold SoFi At $30, Now I'm Eyeing Re-EntrySeeking Alpha•7h ago•Original source
- RS —Short Sellers Are Targeting SoFi. Should You Panic?The Motley Fool•1d ago•Original source
- RS —A Major Short Seller Just Attacked SoFi. Here's Why the CEO Is Buying Hand Over FistThe Motley Fool•2d ago•Original source
- RS —SoFi vs. Nu Holdings: Which Fintech Stock Stands Out Right Now?Zacks Investment Research•3d ago•Original source
- RS —SoFi Is Down 35%Seeking Alpha•3d ago•Original source
- RS —SoFi Just Got Hit With a Short Report -- Here's Why I'm Not SellingThe Motley Fool•6d ago•Original source
- RS —Where Will SoFi Technologies Be in 5 Years?The Motley Fool•6d ago•Original source
- RS —SoFi's Loan Platform Business Emerges as a Capital-Light Growth EngineZacks Investment Research•Mar 19, 2026•Original source
Financials
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|
| Revenue | 4.77B | 3.70B | 2.90B | 1.76B | 1.09B | 751.14M | 721.02M | 599.95M | 824.63M |
| Cost of Revenue | 1.49B | 1.12B | 844.27M | 243.61M | 110.35M | 185.61M | 278.36M | 330.55M | 152.21M |
| Gross Profit | 3.28B | 2.58B | 2.05B | 1.52B | 977.30M | 565.53M | 442.66M | 269.40M | 506.71M |
| Research and Development Expenses | 648.33M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 68.26M |
| General and Administrative Expenses | 704.44M | 600.09M | 511.01M | 501.62M | 498.53M | 237.38M | 152.28M | 121.95M | 131.20M |
| Selling and Marketing Expenses | 1.10B | 796.29M | 719.40M | 617.82M | 426.88M | 276.58M | 266.20M | 212.60M | 211.18M |
| Selling General and Administrative Expenses | 1.80B | 1.40B | 1.23B | 1.12B | 925.41M | 513.96M | 418.47M | 334.55M | 380.82M |
| Other Expenses | -852.16M | 950.90M | 1.12B | 718.48M | 533.07M | 380.10M | 263.79M | 188.20M | 0 |
| Operating Expenses | 1.60B | 2.35B | 2.35B | 1.84B | 1.46B | 894.05M | 682.26M | 522.76M | 449.07M |
| Cost and Expenses | 3.09B | 3.47B | 3.20B | 2.08B | 1.57B | 1.08B | 960.62M | 853.31M | 456.63M |
| Net Interest Income | -1.16B | 1.72B | 1.26B | 584.10M | 252.24M | 177.93M | 329.83M | 259.06M | 0 |
| Interest Income | 0 | 2.81B | 2.05B | 773.37M | 355.02M | 363.54M | 608.19M | 589.62M | 0 |
| Interest Expense | 1.16B | 1.09B | 789.33M | 189.28M | 102.78M | 185.61M | 278.36M | 330.55M | 0 |
| Depreciation and Amortization | 234.15M | 203.50M | 201.42M | 151.36M | 101.57M | 69.83M | 15.96M | 10.91M | 8.15M |
| EBITDA | 1.92B | 436.84M | -99.74M | -167.36M | -379.61M | -258.69M | -223.64M | -242.44M | 65.78M |
| EBIT | 1.68B | 233.34M | -301.16M | -318.72M | -481.18M | -328.52M | -239.60M | -253.36M | 57.63M |
| Non Operating Income Excluding Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Income | 1.68B | 233.34M | -301.16M | -318.72M | -481.18M | -328.52M | -239.60M | -253.36M | 57.63M |
| Total Other Income Expenses Net | -1.16B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -7.55M |
| Income Before Tax | 525.86M | 233.34M | -301.16M | -318.72M | -481.18M | -328.52M | -239.60M | -253.36M | 50.08M |
| Income Tax Expense | 44.54M | -265.32M | -416.00K | 1.69M | 2.76M | -104.47M | 98.00K | -958.00K | 311.00K |
| Net Income From Continuing Operations | 481.32M | 498.67M | -300.74M | -320.41M | -483.94M | -224.05M | -239.70M | -252.40M | 49.77M |
| Net Income From Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Adjustments To Net Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Income | 481.32M | 498.67M | -300.74M | -320.41M | -483.94M | -224.05M | -239.70M | -252.40M | 49.77M |
| Net Income Deductions | 0 | -19.53M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Borrom Line Net Income | — | — | — | — | — | — | — | — | — |
| EPS | 0.42 | 0.46 | -0.36 | -0.4 | -1 | -2.73 | -2.27 | -2.17 | 1.62 |
| EPS Diluted | 0.39 | 0.39 | -0.36 | -0.4 | -1 | -2.73 | -2.27 | -2.17 | 1.33 |
| Weighted Average SHS Out | 1.15B | 1.05B | 945.02M | 900.89M | 526.73M | 116.15M | 116.15M | 116.15M | 36.98M |
| Weighted Average SHS Out Dil | 1.25B | 1.10B | 945.02M | 900.89M | 526.73M | 116.15M | 116.15M | 116.15M | 36.98M |
| Fiscal Year (FMP) | 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | 2.02K | 2.02K |
| Gross Profit Margin | 0.69 | 0.7 | 0.71 | 0.86 | 0.9 | 0.75 | 0.61 | 0.45 | 0.61 |
| R&D to Revenue | 0.14 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.08 |
| SG&A to Revenue | 0.15 | 0.16 | 0.18 | 0.28 | 0.46 | 0.32 | 0.21 | 0.2 | 0.16 |
| Interest Burden | 0.31 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0.87 |
| EBIT Margin | 0.35 | 0.06 | -0.1 | -0.18 | -0.44 | -0.44 | -0.33 | -0.42 | 0.07 |
| EBITDA Margin | 0.4 | 0.12 | -0.03 | -0.09 | -0.35 | -0.34 | -0.31 | -0.4 | 0.08 |
| EBT per EBIT | 0.31 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0.87 |
| Effective Tax Rate | 0.08 | -1.14 | 0 | -0.01 | -0.01 | 0.32 | -0 | 0 | 0.01 |
| Tax Burden | 0.92 | 2.14 | 1 | 1.01 | 1.01 | 0.68 | 1 | 1 | 0.99 |
| Cont. Operations Profit Margin | 0.1 | 0.13 | -0.1 | -0.18 | -0.44 | -0.3 | -0.33 | -0.42 | 0.06 |
| Bottom Line Profit Margin | 0.1 | 0.13 | -0.12 | -0.2 | -0.48 | -0.42 | -0.37 | -0.42 | 0.06 |
| Operating Cycle | 0 | 57.9 | 21.4 | 26.31 | 28.7 | 8.71 | 10.79 | 4.78 | 0 |
| Fwd PEG Ratio | -7.19 | -0.14 | 3.13 | 0.22 | 0.27 | -0.32 | -1.14 | 0.02 | 0 |
| Earnings Yield | 0.02 | 0.03 | -0.03 | -0.08 | -0.06 | -0.16 | -0.2 | -0.21 | 0.13 |
| Income Quality | -7.78 | -2.25 | 24.03 | 22.65 | 2.79 | 2.14 | 0.23 | -4.05 | 1.54 |